/* ==========================================================================
   M.A.I. Consulting — shared design system
   Light off-white ground, deep navy structure, gold accent.
   Playfair Display headings / Inter body.
   ========================================================================== */

:root{
  --blue:#003E8A;
  --blue-dark:#001f4d;
  --blue-mid:#002855;
  --blue-deepest:#00122e;
  --blue-wash:rgba(0,62,138,.08);
  --gold:#C9A84C;
  --gold-light:#e8c86a;
  --charcoal:#4D4D4D;
  --txt:#1a1a2e;
  --muted:#6b7280;
  --white:#ffffff;
  --off:#f6f8fc;
  --surface:#fbf9f8;
  --outline:rgba(0,62,138,.13);
  --ok:#1a7a4a;
  --warn:#c05c00;
  --stop:#a8271a;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',system-ui,-apple-system,sans-serif;
  background:var(--off);color:var(--txt);
  overflow-x:hidden;-webkit-font-smoothing:antialiased;line-height:1.55;
}
img{max-width:100%;height:auto}

/* ── GLOBAL TOP BAR ─────────────────────────────────────────────────────── */
.mai-topbar{
  background:linear-gradient(140deg,#00122e 0%,#003E8A 100%);
  position:sticky;top:0;z-index:900;
  border-bottom:1px solid rgba(255,255,255,.07);
  padding:0 1.5rem;
}
.mai-topbar-inner{
  max-width:1120px;margin:0 auto;height:60px;
  display:flex;align-items:center;justify-content:space-between;gap:1rem;
}
.mai-brand{
  font-family:'Playfair Display',Georgia,serif;font-weight:800;font-size:1.1rem;
  color:#fff;text-decoration:none;letter-spacing:.02em;
  display:flex;align-items:center;gap:.5rem;white-space:nowrap;
}
.mai-brand-dot{
  width:8px;height:8px;border-radius:50%;background:#C9A84C;
  box-shadow:0 0 0 2px rgba(201,168,76,.3);flex:none;
}
.mai-links{display:flex;align-items:center;gap:.15rem;list-style:none;margin:0;padding:0}
.mai-links a{
  font-family:'Inter',sans-serif;font-size:.8rem;font-weight:500;
  color:rgba(255,255,255,.72);text-decoration:none;
  padding:.45rem .8rem;border-radius:6px;transition:color .2s,background .2s;white-space:nowrap;
}
.mai-links a:hover{color:#fff;background:rgba(255,255,255,.09)}
.mai-links a[aria-current="page"]{color:#fff;background:rgba(255,255,255,.11)}
.mai-links a.mai-cta{
  background:#C9A84C;color:#001830;font-weight:700;margin-left:.4rem;
}
.mai-links a.mai-cta:hover{background:#e8c86a;color:#001830}
.mai-burger{
  display:none;background:none;border:1px solid rgba(255,255,255,.25);
  color:#fff;font-size:1rem;line-height:1;cursor:pointer;
  padding:.45rem .6rem;border-radius:6px;
}
@media(max-width:900px){
  .mai-burger{display:block}
  .mai-links{
    display:none;position:absolute;top:60px;left:0;right:0;
    flex-direction:column;align-items:stretch;gap:.15rem;
    background:#00122e;border-bottom:2px solid #C9A84C;padding:.75rem 1.5rem 1rem;
  }
  .mai-links.open{display:flex}
  .mai-links a{padding:.6rem .5rem;font-size:.9rem}
  .mai-links a.mai-cta{margin:.35rem 0 0;text-align:center}
}

/* ── LAYOUT ─────────────────────────────────────────────────────────────── */
.band{padding:4.5rem 1.5rem}
.band-tight{padding:3rem 1.5rem}
.inner{max-width:1120px;margin:0 auto}
.inner-narrow{max-width:780px;margin:0 auto}
.band-alt{background:var(--surface);border-top:1px solid var(--outline);border-bottom:1px solid var(--outline)}
.band-dark{background:linear-gradient(140deg,var(--blue-deepest),var(--blue-mid));color:var(--white)}
.band-dark p,.band-dark li{color:rgba(255,255,255,.76)}

/* ── HERO ───────────────────────────────────────────────────────────────── */
.hero{
  background:linear-gradient(150deg,var(--blue-deepest) 0%,var(--blue-mid) 60%,var(--blue) 100%);
  padding:5rem 1.5rem 4.5rem;position:relative;overflow:hidden;
}
.hero::before{content:'';position:absolute;inset:0;
  background-image:radial-gradient(circle at 72% 38%,rgba(201,168,76,.08) 0%,transparent 55%),
                   radial-gradient(circle at 18% 82%,rgba(0,62,138,.45) 0%,transparent 42%)}
.hero::after{content:'';position:absolute;inset:0;
  background-image:repeating-linear-gradient(0deg,transparent,transparent 39px,rgba(255,255,255,.022) 40px),
                   repeating-linear-gradient(90deg,transparent,transparent 39px,rgba(255,255,255,.022) 40px)}
.hero .inner,.hero .inner-narrow{position:relative;z-index:1}
.hero h1{color:var(--white)}
.hero-sub{font-size:1.1rem;line-height:1.7;color:rgba(255,255,255,.8);max-width:640px;margin-bottom:2.25rem}

/* ── TYPE ───────────────────────────────────────────────────────────────── */
h1{font-family:'Playfair Display',Georgia,serif;font-weight:800;
   font-size:clamp(2rem,4.6vw,3.3rem);line-height:1.14;max-width:840px;margin-bottom:1.2rem;color:var(--blue-dark)}
h1 em{font-style:normal;background:linear-gradient(90deg,var(--gold),var(--gold-light));
      -webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
h2{font-family:'Playfair Display',Georgia,serif;font-weight:700;
   font-size:clamp(1.55rem,3vw,2.15rem);line-height:1.22;color:var(--blue-dark);margin-bottom:1rem;max-width:780px}
.band-dark h2,.hero h2{color:var(--white)}
h3{font-family:'Playfair Display',Georgia,serif;font-weight:700;font-size:1.2rem;color:var(--blue-dark);margin-bottom:.5rem}
.band-dark h3{color:var(--white)}
h4{font-family:'Inter',sans-serif;font-size:.95rem;font-weight:700;color:var(--blue-dark);margin-bottom:.4rem}
.band-dark h4{color:var(--white)}
p{font-size:.95rem;line-height:1.75;color:var(--charcoal)}
.kicker{font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:.85rem}
.band-dark .kicker,.hero .kicker{color:var(--gold)}
.lede{font-size:1rem;line-height:1.78;color:var(--charcoal);max-width:700px;margin-bottom:2.4rem}
.band-dark .lede{color:rgba(255,255,255,.76)}
.eyebrow{
  display:inline-flex;align-items:center;gap:.6rem;
  background:rgba(201,168,76,.13);border:1px solid rgba(201,168,76,.32);border-radius:100px;
  padding:.35rem 1rem;font-size:.71rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;
  color:var(--gold);margin-bottom:1.6rem;
}
.eyebrow i{width:6px;height:6px;border-radius:50%;background:var(--gold);display:block;font-style:normal}

/* ── BUTTONS ────────────────────────────────────────────────────────────── */
.btn-row{display:flex;gap:.85rem;flex-wrap:wrap}
.btn{
  display:inline-block;padding:.8rem 1.6rem;border-radius:8px;text-decoration:none;cursor:pointer;
  font-family:'Inter',sans-serif;font-size:.85rem;font-weight:700;letter-spacing:.015em;
  border:1px solid transparent;transition:background .2s,color .2s,transform .15s,border-color .2s;
}
.btn-gold{background:var(--gold);color:#001830}
.btn-gold:hover{background:var(--gold-light);transform:translateY(-1px)}
.btn-navy{background:var(--blue);color:#fff}
.btn-navy:hover{background:var(--blue-mid);transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.3)}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-outline{background:transparent;color:var(--blue);border-color:var(--blue)}
.btn-outline:hover{background:var(--blue-wash)}

/* ── GRIDS AND CARDS ────────────────────────────────────────────────────── */
.grid-2{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:1.25rem}
.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:1.25rem}
.grid-4{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:1rem}
.card{background:var(--white);border:1px solid var(--outline);border-radius:10px;padding:1.6rem;
      transition:border-color .2s,transform .2s,box-shadow .2s}
.card-link{text-decoration:none;display:block}
.card-link:hover{border-color:var(--gold);transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,62,138,.08)}
.card-accent{border-left:3px solid var(--gold)}
.card h3,.card h4{margin-bottom:.5rem}
.card p{font-size:.88rem}
.band-dark .card{background:rgba(255,255,255,.05);border-color:rgba(201,168,76,.24)}
.band-dark .card h3,.band-dark .card h4{color:var(--gold)}
.tag{display:inline-block;font-size:.68rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase;
     color:var(--blue);background:var(--blue-wash);border-radius:100px;padding:.22rem .68rem}
.tag-gold{color:#001830;background:var(--gold)}

/* ── LISTS ──────────────────────────────────────────────────────────────── */
.ticks{list-style:none;margin:0 0 1rem}
.ticks li{position:relative;padding:.4rem 0 .4rem 1.4rem;font-size:.9rem;line-height:1.6;color:var(--charcoal)}
.ticks li::before{content:'';position:absolute;left:0;top:.88rem;width:6px;height:6px;border-radius:50%;background:var(--gold)}
.band-dark .ticks li{color:rgba(255,255,255,.76)}

/* ── FACTS STRIP ────────────────────────────────────────────────────────── */
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.5rem;
       padding:2rem 0;border-top:1px solid rgba(255,255,255,.12)}
.fact-n{font-family:'Playfair Display',Georgia,serif;font-size:1.9rem;font-weight:800;color:var(--gold);line-height:1.1}
.fact-l{font-size:.78rem;line-height:1.5;color:rgba(255,255,255,.62);margin-top:.35rem}

/* ── TABLE ──────────────────────────────────────────────────────────────── */
.tbl-wrap{overflow-x:auto;border:1px solid var(--outline);border-radius:10px;background:var(--white)}
table.mai{width:100%;border-collapse:collapse;font-size:.88rem;min-width:640px}
table.mai th{background:var(--surface);border-bottom:2px solid var(--blue);
  text-align:left;padding:.9rem 1.1rem;font-family:'Inter',sans-serif;font-weight:700;color:var(--blue-dark);font-size:.78rem;
  letter-spacing:.06em;text-transform:uppercase}
table.mai td{padding:1rem 1.1rem;border-bottom:1px solid var(--outline);color:var(--charcoal);vertical-align:top;line-height:1.6}
table.mai tr:last-child td{border-bottom:none}
table.mai td strong{color:var(--blue-dark)}

/* ── NOTE BOXES ─────────────────────────────────────────────────────────── */
.note{border-radius:8px;padding:1.1rem 1.3rem;font-size:.89rem;line-height:1.7;margin:1.25rem 0}
.note-gold{background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.35);color:var(--txt)}
.note-navy{background:var(--blue-wash);border:1px solid var(--outline);color:var(--charcoal)}
.note strong{color:var(--blue-dark)}
.band-dark .note-gold{color:rgba(255,255,255,.85)}
.band-dark .note-gold strong{color:var(--gold)}

/* ── FOOTER ─────────────────────────────────────────────────────────────── */
.mai-footer{background:var(--blue-deepest);color:rgba(255,255,255,.65);padding:2.75rem 1.5rem 2rem}
.mai-footer-inner{max-width:1120px;margin:0 auto;display:flex;flex-wrap:wrap;gap:1.5rem;
                  justify-content:space-between;align-items:flex-start}
.mai-footer-logo{font-family:'Playfair Display',Georgia,serif;font-size:1.1rem;font-weight:800;color:#fff;margin-bottom:.35rem}
.mai-footer-tag{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.5)}
.mai-footer-right{text-align:right}
.mai-footer-right a{color:var(--gold);text-decoration:none;font-size:.85rem}
.mai-footer-copy{font-size:.73rem;color:rgba(255,255,255,.35);margin-top:.5rem}
.footer-nav{max-width:1120px;margin:2rem auto 0;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.07)}
.footer-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.6rem 1.7rem}
.footer-nav a{color:rgba(255,255,255,.5);font-size:.78rem;text-decoration:none;transition:color .2s}
.footer-nav a:hover{color:var(--gold)}
.footer-nav .footer-nav-current{color:#fff;font-size:.78rem}
.footer-nav .fn-group{color:rgba(255,255,255,.28);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase}

@media(max-width:640px){
  .band{padding:3rem 1.25rem}
  .hero{padding:3.25rem 1.25rem 3rem}
  .mai-footer-right{text-align:left}
}
